Effective: March 17th, 2026
This Privacy Policy describes how SAAGA, LLC (“SAAGA,” “we,” “our,” or “us”) collects, uses, protects and shares personal information in accordance with applicable laws, including Regulation S-P under the Securities Exchange Act of 1934. Any person or entity to whom SAAGA provides or has provided services is referred to as a “Client.” Individuals who provide personal information in connection with seeking advisory services (“prospects”) are afforded the same privacy protections described in this Policy.
Introduction
SAAGA considers the privacy of its Clients to be of fundamental importance. We are committed to maintaining the confidentiality, integrity, and security of the nonpublic personal information you entrust to us.
In the course of our professional relationship, we collect, maintain, and use nonpublic personal information solely for legitimate business purposes and in accordance with applicable laws and regulations. We maintain policies and procedures reasonably designed to safeguard such information.
Information we do collect
The type of personal information we collect depends on the services we provide. We collect information directly from you, as well as from third parties such as custodians, broker-dealers, and other financial institutions in connection with providing advisory services.
This information may include:
- Name, address, telephone number(s), and email address(es)
- Social Security number or taxpayer identification number
- Government-issued identification (e.g., driver’s license or passport)
- Personal financial information, including income, net worth, assets, and liabilities
- Investment objectives, risk tolerance, experience, and account activity
- Account information, statements, and transaction history
- Information related to corporate entities, trusts, or estate structures
- Any other information necessary to provide advisory services
How we use and share information
All financial companies need to share client personal information to run their everyday business. SAAGA limits the use, collection and retention of such information and provide such information to others in accordance with applicable law, for business purposes only in connection with servicing and managing our relationship with you, as discussed below.
We do not sell, rent, or trade your nonpublic personal information.
SAAGA may provide information:
- To process transactions or carry out your instructions
- With your consent or at your direction
- With service providers (such as custodians, administrators, technology vendors, attorneys, and accountants) who assist us in servicing your account
- As required by regulatory authorities or applicable law
- To detect, prevent, or respond to fraud, unauthorized transactions, or other illegal activities
We require third-party service providers to maintain appropriate confidentiality and security safeguards and to use your information only for the purposes for which it is disclosed.
We do not disclose nonpublic personal information to non-affiliated third parties for marketing purposes.
SAAGA does not disclose and does not intend to disclose non-public personal information to non-affiliated third parties with respect to persons who are no longer our clients. If you decide to finish your financial advice or become an inactive Client, we will adhere to the privacy policies and practices as described in this document.
Your Right to Opt-Out
Under federal privacy laws, Clients have the right to limit certain types of information sharing with non-affiliated third parties outside of permitted exceptions. Because SAAGA only shares information as permitted by law (e.g., to service your account or as required by regulators), there are currently no sharing practices that trigger an opt-out right. If our information-sharing practices change in a way that provides you with the right to opt out, we will notify you in advance and provide clear instructions on how to exercise that right.
Information Sharing Summary
| Reasons we can share your personal Information | Does SAAGA share? | Can you limit this sharing? |
| For our everyday business purposes (e.g., to process transactions, maintain accounts, respond to court orders, or legal investigations) | Yes | No |
| For our marketing purposes (to offer our products and services to you) | No | Not shared |
| For joint marketing with other financial companies | No | Not shared |
| For non-affiliates to market to you | No | Not shared |
How We Protect Your Information
We maintain a written information security program that includes administrative, technical, and physical safeguards reasonably designed to:
- Protect against anticipated threats or hazards to the security of your information
- Protect against unauthorized access, use, or disclosure
- Ensure the proper disposal of consumer information
- Safeguard the confidentiality and integrity of your information
These safeguards include, but are not limited to:
- Secure systems and password protections
- Encryption of sensitive data where appropriate
- Restricted access to authorized personnel only
- Ongoing employee training regarding data protection
- Oversight of third-party service providers
Data Retention and Disposal
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, accounting, and reporting requirements.
When information is no longer required, we dispose of it in a secure manner in accordance with applicable laws and regulations, including:
- Shredding physical documents
- Permanently deleting or destroying electronic records
Cybersecurity and Incident Response
SAAGA has procedures in place designed to detect, respond to, and recover from cybersecurity incidents.
In the event of a data security incident involving your personal information, we will take appropriate steps to investigate, contain, and mitigate the incident and will provide notifications to affected individuals and regulators as required by applicable law.
Phishing Scams:
If you receive an email or communication purporting to be from SAAGA requesting sensitive information (such as account credentials or personal data), do not respond unless you have verified its authenticity. Please report any suspicious communications to us immediately
Third Party Websites:
We may provide links to access other websites that are not operated or controlled by SAAGA. SAAGA is not responsible for the privacy practices or content of those websites. These policies herein do not apply to any third-party websites.
Changes to This Policy
SAAGA will provide Clients with a copy of this Privacy Policy at least annually for as long as the Client relationship exists. We may revise this Policy from time to time. If we make material changes that affect how we share your information, we will provide advance notice and, where required, an opportunity to opt out of such sharing.
This Privacy Policy is provided for general informational purposes and does not create contractual rights or modify any agreement between you and SAAGA.
Contact Information
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
SAAGA, LLC
1221 Brickell Ave, Suite 2410
Miami, FL 33131
Phone: (786) 940-3505
Email: info@saagawealth.com
Website: www.saagawealth.com
